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Beware of Over-Downsizing or Over-Upsizing!
Posted on Tue, 01 May 2018, 04:45:00 PM  in Home buying tips

Buying a new pair of shoes is relatively easy. Once you find the style you like, all you need to do is try them on and see if they fit. If they do, you go to the cash register and pay. When it comes to size, buying a new home can be trickier! Whether your intention is to upsize or downsize, figuring out the right size can be especially challenging. Say for example, you’re downsizing from a large two-story home to a smaller bungalow. You don’t want to underestimate the space you need and end up in a place that feels tight. If you’re going the other way and upsizing, you don’t want to end up sinking extra money into a property that’s larger than you really need. So how do you avoid these scenarios? One of the best ways is to start by considering your current home. Do you use all the rooms in your home regularly? Is there a bedroom that’s rarely occupied? Has the recreation room become simply a storage area? If you’re downsizing, subtracting rooms you scarcely use can give you a better idea of what you need in a new home. Upsizing is a bit more challenging because you have to anticipate what you will need in the future. For example, if you have young children, and your place is feeling cramped, then a home with a recreation room or separate family and living rooms may be a good idea. You may also need a bigger kitchen with a spacious eating area (in addition to a separate dining room.) Think about the extra room you’ll need and how you’ll use that space. When I work with a client, I typically sit down with them and discuss the type of home they want in detail — and, based on needs and circumstance, I make expert recommendations. Bottom line, I help clients find the perfect fit in a new home.

Contact me if you’d like to learn more.   

Michelle Schipper 416 441-2888 ext 289

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Subtle Signs it May Be Time to Sell!
Posted on Fri, 16 Feb 2018, 02:25:00 PM  in Home selling tips

Sometimes the reason for putting your home on the market is crystal clear. For example, you might have a job relocation and need to move. Or, you might have decided to downsize because the kids have left the nest. However, there are many other motivations to list your home that are not as obvious, and yet are still good reasons to make a move.

Here are just a few examples...

• You’re bored with your home and are looking for a change.

• There’s something you’ve always wanted in a home that your current property doesn’t have, such as a wooded backyard.

• You want to be closer to work, or to activities you enjoy, such as golf.

• You want to be closer to family.

• The neighbourhood is changing in a way that no longer fits the lifestyle you want.

• There’s another neighbourhood you’ve always dreamed of living in.

• Your tastes have changed and you want to live in a different type of home. None of these reasons makes it an absolute necessity to list your property and find a new home. Yet, they’re all worth considering, especially if moving will make you and your family happier, and provide you with a more desirable lifestyle.  

Let's talk about the possibilities.

Call MICHELLE SCHIPPER TODAY!! (416) 441-2888 EXT 289

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Should You Rent Out Part of Your Home?
Monday, 29 January 2018, 11:50:00 AM

Have you ever considered renting out a room to a student or renovating your basement into a self-contained rental apartment? It’s a big decision. There are many pros and cons to consider. On the pro side, renting can provide you with additional income. An extra few hundred dollars a month can go a long way towards paying down your mortgage or splurging on an exotic summer vacation. Creating rentable living space in your home — for example, an “in-law suite” featuring a kitchenette and bathroom — may also increase your property’s market value. On the con side, you’ll have more costs and responsibilities as a landlord. For example, you might need to purchase extra insurance because basic home insurance policies typically do not cover rental units, even if you’re just renting out a room. You’ll also be responsible for dealing with repairs sometimes in the middle of the night. Also, if you’re not careful about the renter you choose, you might end up with a “problem tenant”. For example, you could have a tenant who is consistently late on rent payments or simply stops paying. That can be stressful. If you’re deciding whether or not to rent, be sure to check local laws and regulations. Many jurisdictions have very strict rules regarding renting out space in a residential property, and those rules change frequently. Make sure you get the latest information.

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Using Neighbourhood Data to Help Sell Your Home!
Posted on Mon, 08 Jan 2018, 12:45:00 PM  in Home selling tips

Your neighbourhood has a lot of features that can help sell your home
faster. Unfortunately, buyers don’t usually notice those features just by
driving around. So, you need to make sure they get all the information they
need about your neighbourhood.
For example, say homes don’t go on the market often in your area. That’s
an indication that the quality of life in the neighbourhood is so good that no
one wants to leave! In real estate we measure the area’s “turnover rate”,
and it’s handy data to have when listing your home.
Another bit of data that buyers can’t simply see is the local crime rate. But,
most police departments keep those statistics. If your neighbourhood has a
low crime rate, that’s an obvious plus to sellers.
Demographic data can also be helpful when selling your property. If your
neighbourhood has a lot of families, for example, that’s going to be
appealing to buyers with kids.
Even local development plans can play a role in making your home more
attractive to buyers. If a new ramp to a major highway is in the works
nearby, getting to work is going to be easier. That’s a big benefit to
Other types of data that can help sell your home include:
• Planned local construction.
• Proposals for neighbourhood improvements. (For example, a new
• Rates at which local property values are increasing.
Any information that shows the advantages of living in your area is going to
be useful when selling.
By the way, this is the kind of information I put together to provide to
prospective buyers when selling your home.

For more information Please Contact me today.   

Michelle Schipper (416) 441-2888 ext 289

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Checklist for WOW-ing a Buyer during a Viewing!
Posted on Thu, 07 Dec 2017, 08:45:00 AM  in Home selling tips

Imagine you were selling your car, and a prospective buyer was on the way over to see it. What would you do? You would probably make your vehicle look as clean and shiny as possible, inside and out. The same holds true if you’re selling your home and there’s a potential buyer on the way. You want the buyer to be wow’d by your property. Here’s a handy checklist to follow:

• Clean every room. Make your entire house look as “guest ready” as possible.

• As much as is feasible given the time, reduce clutter. Consider packing some items into boxes and storing them in the basement or garage.

• Get pets out of the house. You can take them for a walk, have a neighbour watch them, or take them to a good kennel.

• Turn on the lights, even during the day. You want each room to look bright.

• If there are any maintenance issues, such as a dripping faucet, let your Realtor know. Often, it’s best for buyers to be told rather than discover such issues themselves.

• Open the curtains, except in those rooms where the sun will be uncomfortably strong during the viewing.

• Move your vehicles from the driveway so the buyer can park there. (That can help them imagine living there, which is what you want!)

• Make sure your foyer is especially clean and uncluttered. It’s the first “room” the buyer visits. • Avoid cooking just before a viewing. Even if the meal is wonderful, the aroma may linger. (Some people don’t like the smell of certain dishes, such as fish.)

• Freshen up the outdoor space. Mow the lawn. Sweep the walkway. This viewing checklist will help you prepare your home quickly, so when the buyer comes in your front door, there’s a much better chance he or she will be impressed.

For More information please call MICHELLE SCHIPPER at (416) 441-2888 ext 289

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Posted on Sat, 14 Oct 2017, 01:05:00 PM  in Home selling tips

Is selling your property the furthest thing from your mind?

Well, here are some reasons for listing your property that you might not have considered.

1. Your property may be worth more than you think. (It’s difficult to determine market value on your own. I can calculate it for you. Give me a call.)

2. You might qualify for a better home than you anticipate.

3. Perhaps you are tired of your current property and want a change.

4. There may be homes on the market in a neighbourhood in which you’ve always wanted to live. 5. Your current property may no longer meet your needs.

6. Your neighbourhood may have changed in ways you don’t like.

7. You might be ready to downsize or upsize and you no longer want to put that off.

8. You may want to sell in the fall, so you can have a fresh start in a new home in the new year.

9. Depending on the type of home you’re considering, you could end up with lower mortgage payments or no mortgage at all.

10.You might want to move to a home that’s more conveniently located near work, family and hobbies. Of course, you may have your own reasons for listing this month. Why not discuss them with a real estate expert?  Me.  I can answer your questions and explain the options available to you!!

Please call MICHELLE SCHIPPER (416) 441-2888 EXT 289

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BBQ Safety Tips You Should Know
Thursday, 28 September 2017, 09:55:00 AM

According to a recent study, the average homeowner pays more attention to kitchen stove safety than they do BBQ safety. But, the fact is, a BBQ mishap can be just as devastating. So, it pays to know the latest safety tips.

• Keep BBQs at least 8 feet away from your house.

• Check for venture tube blockages regularly. (Spiders are notorious for spinning webs in there.)

• Clean the grill frequently to prevent flare ups. A grease fire on the grill can continue burning even after you’ve turned the BBQ off.

• Don’t position your BBQ close to foliage, such as under a tree or next to shrubs.

• Never BBQ in an enclosed area, such as a garage, even if the space is well ventilated.

• Avoid leaving the grill unattended, especially when cooking greasy foods such as sausages, beef burgers or steaks.

• Do not let children BBQ. Finally, make sure your BBQ is turned completely off after use. It’s a good idea to double-check this when making the rounds and locking up your home for the night. Experts say you should treat a BBQ as you would a camp fire — with care.



(416) 441-2888 EXT 289

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3 Reasons to Talk to a Realtor Today!
Posted on Thu, 31 Aug 2017, 10:40:00 AM  in Home selling tips

3 Reasons to Talk to a Realtor Today

You might naturally assume that it is most important to talk to a Realtor
when you’re selling or buying a home. But there are many other
circumstances in which it makes sense to give me a call. Here are a few

1. When you’re at the “thinking about it” stage

If you’re just thinking about selling your home, and haven’t made a firm
decision yet, you might feel uncomfortable calling a Realtor. Don’t be. In
fact, I welcome your call. We can discuss what your current property will
likely sell for on today’s market, and determine the type of home you qualify
to buy. That way, you’ll have some clarity and be able to make a more
informed decision.

2. If you’re nervous about the selling process

If you haven’t sold a home before, you might be concerned about what’s
involved in the process. You might even worry that putting your home on the
market is going to be a lot of work and create a lot of turbulence for you and
your family.

Fortunately, selling your home doesn’t need to be scary. In fact, a big part of
my job as a Realtor is to make the process as smooth and trouble-free as

So if you have concerns about selling your home, you should give me a call.

3. If you have questions

You likely have questions about the local real estate scene from time to
time. You might have questions like: “How much did that home around the
corner sell for?”; “Is now a good time to make a move, or should corner sell for?”;

“Is now a good time to make a move, or should I wait until
the market changes?”; and, “How much is my current home worth?”

When you have questions like those, you don’t need to dig for answers on
your own. You can give me a call. As an expert in the local market, I can
give you the answers you need.

Call MICHELLE SCHIPPER TODAY (416) 441-2888 ext 289


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Does Your Home Insurance Cover Everything?
Wednesday, 17 May 2017, 01:55:00 PM


When you suffer damage to, (or the loss of), your home or its contents, you expect your insurance company to help you out. And, most do a good job of doing just that. Still, it’s a good idea to review your policy with your insurance advisor and find out what’s covered and what isn’t. You don’t want to discover that your policy will not cover the cost of repairing the damage caused by a flood in your laundry room. Pay particular attention to coverage in the case of water damage. Some insurance policies don’t cover floods and sewer backup unless an additional rider is purchased. Also, check liability limits. Ask your advisor to recommend an appropriate level. Finally, make sure you know exactly how much your home is insured for. Are you covered for the full replacement cost? Are you comfortable with that coverage or the actual cash value? Having the right insurance gives you peace-of-mind and is an important part of enjoying your home. Keep in mind that experts advise you to review your insurance with your advisor. Ask lots of questions. Make sure you understand your coverage fully. By the way, if you’re looking for an insurance advisor, I’m well-connected in the local “home” industry.

I may be able to give you a couple of names of good, reputable professionals.

Please Give me a call.   MICHELLE SCHIPPER 416 441-2888 EXT 289

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How Long Will Your Appliances Last??
Saturday, 18 March 2017, 09:15:00 AM


If you're paying a lot of money for a new washing machine, wouldn't it be nice to know how long you should expect it to last? There is, of course, no exact formula for figuring that out. Every brand and unit is different. There are however, some broad estimates.
According to an article in Consumer Reports, a washer and dryer will hum along just fine for about 10 years, with a likelihood of needing a repair during the last two to three. Leading brands offer a parts and labour guarantee for at least a year. So, if something goes wrong during that period, be sure to contact the manufacturer right away. The National Association of Home Builders released a report a few years ago on the longevity of kitchen appliances. They found that refrigerators can last up to 13 years under normal use. Dishwashers and ovens will start to
show their age after nine years. The worst record is for trash compactors, with a life expectancy of only six years before repairs or replacement is required. Microwave ovens last an average of nine years. However, the door seal should be checked often. Otherwise, the unit will quickly lose efficiency. (You’ll notice this when your food doesn’t heat up as quickly and evenly.)
All experts agree that the best way to keep home appliances functioning properly is to follow manufacturer’s instructions for use and maintenance. If you’ve lost your user’s manual, you can download a new one (which may contain important updates) from the manufacturer’s website.

For more information, call MICHELLE SCHIPPER 416 441-2888 EXT 289

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